Gold Credit Cards

Gold credit cards along with platinum and other 'precious metal' cards comprise the upper crust in the credit card industry. With so many credit card applications and offers stuffing your mailbox, credit card issuers need to find ways to attract your attention ... and few things arrest the eyes as quickly as gold.

Since they are supposed to convey a sense of status, gold credit cards tend to come with many extra perks. Gold credit cards are designed for people who mercedes car insurance a lot, tend to make many purchases at home or while on travel, and prefer to pay off the entire balance life assurance quote each month. This profile suggests people with higher incomes. The income requirement for gold credit cards would be in the order of at least $50,000 a year, and this must come in tandem with a solid credit record.

Assuming you have the income and the credit record to qualify for gold credit cards, it may interest you to know that they are especially useful if you want a card with generous reward schemes and/or special insurance cover. If you are in the market for gold credit cards, you may wish to compare the various credit card applications, particularly on the following features:

- Interest rates. Privileges and perks come at a price, and gold credit cards are no exception. High interest rates is the result of generous reward credit cards. Commonwealth Bank's 20.74% p.a. is indicative, and the rates of other gold credit cards will vary around this figure. But since your assumed preference is to pay off all amounts due, the interest rate should not matter so much ? unless you happen to miss a payment.

- Annual fee. Gold credit cards usually have expensive annual fees. Normal range is usually between $90 and $150 annually. You can recoup this cost if you strictly follow the rule on full payment on each monthly statement, which saves interest, and through the more generous rewards and benefits package.

- Credit limit. Your gold card credit limit will be higher than standard cards. Some gold credit cards start with a $5,000 credit limit while those with higher annual fees may give $25,000. It is even possible to get one with no preset spending limit. This is certainly helpful especially when you are on an extended overseas trip.

- Special insurance. Gold credit cards provide free overseas travel and accident (including transit accident) insurance cover for you and your whole family. Conditions for cover may vary, so you should carefully compare them. Some issuers also cover you for emergency medical treatment and for expenses incurred due to unexpected trip cancellations, flight delays, missed connections, and luggage delays. It is not uncommon for issuers to require you to pay a significant amount of your travel arrangements using their card.

- Purchase protection and warranty cover. Purchase protection covers you for new purchases (usually personal items only) that are lost, stolen, or accidentally damaged within a 3-month period. Purchases made with gold credit cards have an extended warranty for 12 more months on top of the manufacturer's warranty.

- Fraud protection. The card should not make you liable for unauthorised or fraudulent purchases, especially when made through the Internet. You might need to inform the card issuer is you think yor card is being misused.

Other benefits like concierge services and additional reward points on certain transactions maybe present. In sum, gold credit cards may be more expensive (in terms of rates and annual fees) but, provided you manage the usage carefully, you will find them worthwhile.

Article by Click 4 Group co-founder R.Greenwood. Richard loves helping consumers get the best deals on financial products. Click4credit.au is a leading Australian click4credit.au/australian-debit-cards.phpcredit card comparison website which compares a range of credit cards and click4credit.au/australian-debit-cards.phpVisa debit cards.

14 Ways to Make Business Thank You Cards

Business Thank You Cards Messages instant auto insurance quotes Write in Cards

Business thank you cards with simple text can be printed on Consolidation student loan insert. This is a great way for realtor business cards to be sent to a warm prospect with a hand written note. You can use a self-mailer with a remoistenable glue strip available at eBay or your local wholesale business cards outlet. It will have an elegant, sweetness feel to it, likely to help you build a relationship. Sometimes by simply showing appreciation with a heartfelt message is all it takes to break the ice. It is thoughtful gestures build relationships. You may have already seen the popular Coldwell banker business cards that are sent door to door. This form of marketing has been practiced for decades for a very good reason. Because it WORKS!

Do it Yourself

Make your own patriotic Christmas styles with greeting card templates. Print them up on your own printer. Get creative with your thank you ideas for business cards and decorate the inside or use markers, colored pencils, stickers, glue beads, or glitter. You may want to also experiment with wooden business cards that you can get from a craft store. This can be a great way to present corporate thank you cards that are remembered.

Send a Note

Note cards come in many different styles and can be applied in several different ways. For example students will often send teacher thank you cards out to their favorite teachers in school at the end of the year. They can be sent on their own or hand delivered. Another great use for note cards is inserted into a birthday card as belated birthday cards. It might help make up for your silly forgetfulness!

Why Not Print Thank You Cards

From corporate thank you cards to picture business cards they can be printed as flat cards complete with envelopes on your own printer. Here's a tip, go and visit your local Staples or office supply store. Ask them for personalized stationery that you can personalize on your home computer system. Make sure you explain your printer model number (e.g. Hewlett Package 2020). Also find out about the pre-printed bulk thank you cards and get matching envelopes.

Think About Thank You Cards Verses

What is the reason you are sending out your thank you cards. If you are using them as business thank you cards then the presentation would be more formal. Do you have unfinished business or ideas you have to follow up with clients? For example if you were presenting executive greeting cards to your clients the verse may read something like this. "Thanks for your business" on the front cover, when it opens another short verse reads "A very sincere thanks for the confidence you have placed in us". So now we have decided we will use a top fold card and the verbiage we will print, what's next?

Thank You For Your Business Cards Layout Plan

It really depends on your preference for software; the most popular choices are Illustrator, PageMaker, InDesign, Word, Quark XPress, or Corel Draw. Once you decide on your software you want to use for thank you cards writing and design it's a breeze.

1) Set canvas size to custom size as specified on the packaging

2) compose you text and graphics (remember one side is inverted when it is folded

3) Repeat process for all components (e.g. card, envelope or insert)

4) Save your file

5) Go to Printer Set up and define applicable settings (refer to recommendations on packaging)

6) Print a one test of your first item (e.g. envelope). *Hint cut blank paper to the same size and use it as a test copy*

7) Inspect quality and text positioning.

8) If everything looks god, print em

14 Thank You Card Business Uses

Business thank you cards can make a personalized gift offering like no other. Thinking about personalized business gifts to honor your team, coach? Consider professional thank you cards with an insert of the team picture. There are countless occasions and uses. Here's a few of the most popular ways to use business thank you cards

1. Greeting cards are one of the most popular ways to send a personal message.
2. Interview thank you cards are a great way to follow up on a job interview you liked.
3. Use business welcome cards when you form or bring in new teams.
4. Make your own rel="nofollow" businesscardsforyoubusiness-birthday-cards/index.phpfunny birthday cards or kid's birthday cards.
5. Do you know someone who asked for information from you?
6. Send to a friend or loved one.
7. Ask happy customers for a referral.
8. Send resources you want to pass along to an associate.
9. A form of business communication and appreciation.
10. Communicate Personal wishes and gratitude.
11. Express your wants, needs, desire or appreciation is a sincere and true manner.
12. If you have difficulty in expressing thanks.
13. Just send thoughtful words with a thank you card.
14. When something deserve your thanks.

In order for your business to stand out from the crown, you will definitely want to add business thank you cards to your office supplies. Your local business supply store will be able to guide you in the right direction when it comes to finding the right match up for you.

Keep in mind that you can do all the things that you have always done in a rel="nofollow" businesscardsforyoubusiness-birthday-cards/index.phpmore personable fashion. Even if you are aggressively marketing your products there's nothing like a personal message.